
APY=Annual Percentage Yield.
APR=Annual Percentage Rate.
Certificates of Deposit (CDs) 2,4
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Term |
Rate |
APY |
Minimum Balance |
Penalty |
---|---|---|---|---|
7 - 31 Day | 0.10% | 0.10% | $10,000 | 7 days |
3 Month | 4.67% | 4.75% | $2,500 | 91 days |
6 Month | 4.45% | 4.50% | $1,000 | 91 days |
9 Month | 4.44% | 4.50% | $500 | 270 days |
12 Month | 4.21% | 4.25% | $500 | 365 days |
18 Month | 3.47% | 3.50% | $500 | 365 days |
24 Month | 3.47% | 3.50% | $500 | 365 days |
30 Month | 2.48% | 2.50% | $500 | 365 days |
36 Month | 2.48% | 2.50% | $500 | 365 days |
48 Month | 2.48% | 2.50% | $500 | 365 days |
60 Month | 2.48% | 2.50% | $500 | 365 days |
Green Savings Duo
Account Name |
Rate |
APY |
Minimum Balance |
Penalty |
---|---|---|---|---|
16-Month Duo CD | 0.85% | 0.85% | $5,000 | 365 days |
Duo Savings Account | 0.55% | 0.55% | $25 | $3 fee if below $25 |
Now Green Checking2
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Rate |
APY |
MinimumBalance |
Penalty |
---|---|---|---|
0.08% | 0.08% | $1,000 | $5.00 |
Extreme Green Checking(Monthly)1
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Tier |
Rate |
APY |
MinimumBalance |
---|---|---|---|
$1 - $10,000 |
3.93% |
4.00% |
$25 |
$10,000 + |
3.93% - 0.20% |
4.00% - 0.20% |
N/A |
All Balances (If requirements are not met.) |
0.10% |
0.10% |
N/A |
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Tier |
Rate |
APY |
MinimumBalance |
Penalty |
---|---|---|---|---|
$0 - $24,999 | 0.15% | 0.15% | $1,000 | $5.00 |
$25,000 - $99,999 | 0.25% | 0.25% | N/A | N/A |
$100,000 - $499,999 | 0.50% | 0.50% | N/A | N/A |
$500,000 + | 1.05% | 1.06% | N/A | N/A |
Health Savings Account (Monthly)3,5
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Tier |
Rate |
APY |
---|---|---|
$1 - $4,999 | 0.15% | 0.15% |
$5,000 - $9,999 | 0.40% | 0.40% |
$10,000 + | 0.85% | 0.85% |
Save Green Personal Savings (Quarterly) 3,5
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Tier |
Rate |
APY |
MinimumBalance |
Penalty |
---|---|---|---|---|
$1 - $4,999 | 0.10% | 0.10% | $25.00 | $3.00 fee if balance below $25 |
$5,000 - $24,999 | 0.10% | 0.10% | N/A | N/A |
$25,000 - $99,999 | 0.20% | 0.20% | N/A | N/A |
$100,000 + Balance | 0.35% | 0.35% | N/A | N/A |
Super Green Savers (Kids Account)6
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Rate |
APY |
---|---|
0.50% | 0.50% |
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Rate |
APY |
Minimum Balance |
Penalty |
---|---|---|---|
1.00% | 1.00% | $2 min | N/A |
Individual Retirement Accounts (IRA)
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Rate |
APY |
---|---|
0.60% | 0.60% |
1 Extreme Green Checking is available only for residents of the following Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington. *APY=Annual Percentage Yield. APYs accurate as of 5/24/2023. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 4.00%%; and (3) balances over $10,000 earn 4.00% - 0.20% interest rate on portion of balance over $10,000, resulting in 4.00% - 0.20% APY. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to an account and settle . ATM-processed transactions do not count towards qualifying debit card transactions. ATM reimbursement cap is $15 per cycle .
Commercial Deposit Rates
Rates effective as of May 31, 2023.
Business Checking 5
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Rate |
Minimum Balance |
Monthly Fee |
Minimum Balance Penalty |
---|---|---|---|
N/A |
N/A | N/A | N/A |
Business Interest Checking 1,3,6, 7
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Rate |
Minimum Balance |
Monthly Fee |
Minimum Balance Penalty |
---|---|---|---|
.08% |
$2,500 |
$10 | $10 |
Business Sweep Repurchase 1,4
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Tier |
Rate |
MinimumBalance |
MinimumBalance Penalty |
Monthly Fee |
---|---|---|---|---|
$1 - $99,999 Balance | 0.30% | N/A | N/A | $45 |
$100,000 - $999,999 | 0.50% | N/A | N/A | $45 |
$1,000,000 - $4,999,999 | 1.25% | N/A | N/A | $45 |
$5,000,000 + Balance | 2.00% | N/A | N/A | $45 |
Business Money Market 1,7,8
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Tier |
Rate |
Minimum Balance |
MinimumBalance Penalty |
Monthly Fee |
---|---|---|---|---|
$0 - $24,999 | 0.15% | $1,000 | $5 | N/A |
$25,000 - $99,999 | 0.25% | $1,000 | $5 | N/A |
$100,000 - $499,999 | 0.50% | $1,000 | $5 | N/A |
$500,000 + Balance | 1.05% | $1,000 | $5 | N/A |
Business Savings (Quarterly) 2,7,8
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Tier |
Rate |
APY |
MinimumBalance |
Penalty |
---|---|---|---|---|
$0 - $4,999 | 0.10% | 0.10% | $100.00 | $3.00 fee if balance below $100 |
$5,000 - $24,999 | 0.10% | 0.10% | N/A | N/A |
$25,000 - $99,999 | 0.15% | 0.15% | N/A | N/A |
$100,000 + Balance | 0.20% | N/A | N/A | N/A |
1. Interest credited monthly.
2. Interest credited quarterly.
3. A maximum of $10 account maintenance fee will be assessed monthly.
4. A maximum of $45 account maintenance fee will be assessed monthly.
5. $100 minimum to open. $0.15 fee charged for every paid check, checks
deposited (excluding on-us checks) and deposit tickets over 300.
6. $0.15 fee charged for every paid check, checks deposited (excluding on-us checks) and deposit tickets over 600.
7. A minimum balance penalty will be assessed if daily balance falls below minimum daily balance.
*fees could reduce earnings on the account.
8. A minimum of $100 is required to open the account.