Savings and CD's photo

It is never too soon to start saving,

which is why we have a variety of accounts to help you start today!

 

Ready to get started? Apply for a savings account at Dieterich Bank today! Get in touch with us, visit one of our convenient locations, or call us at (800) 699-9766 to get started.

Savings

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Save Green
Savings Account
Super Green Savers
Money Market Plus
Christmas
Club
Health Savings Account (HSA)
Summary:
Whether you've got a large purchase on the horizon or are just thinking about the future, it's important to start saving.
A thrilling children’s savings club that offers marvel-ous prizes and rewards for those who save! Learn More
Earn higher rates for keeping higher balances while enjoying the flexibility of check writing and debit card usage.
Don't be "surprised" by holiday shopping bills. Drop a little cash in periodically, and earn interest to help your balance grow. Dieterich Bank will send you a check or direct deposit of the balance when it's time to start checking off who's naughty and nice!
This tax-exempt* account is used to pay qualified medical expenses for you, your spouse, and your dependents. Learn More
Earns Interest:
Yes
Yes
Yes
Yes
Yes
Who is Eligible:
Anyone
Children ages 0-12
Individuals, Sole Proprietors, Corporations, and Partnerships.
Age 16 +
You must be enrolled in a high deductible health plan (HDHP)
Minimum to Open:
$25
$0
$1,000
$2 (Max: $10,000)
$25
Online Banking:
 Free
Free
 Free
 Free
 Free
Mobile Banking:
 Free
Free
 Free
 Free
 Free
eStatements:
 Free
Free
 Free
 Free
 Free
Direct Deposit:
 Free
Free
 Free
 Free
Telebanking:
 Free
Free
 Free
 Free
 Free
Debit Card:
Available if tied to a checking account. 
N/A
N/A
N/A
HSA Debit Card
*Tax exempt status depends upon individual circumstances. Check with your tax preparer or legal counsel to determine your eligibility.

 

Certificates of Deposit (CDs)

CDs are a low-risk savings solution with a fixed interest rate. Earn better rates for saving longer. Just pick the term that best fits your current financial situation, and lock it down. No matter what the market does, your returns keep coming in, with no surprises or fluctuations. There's nothing more to do but sit back and watch the returns roll in.


Green Savings Duo

This revolutionary, all-new combination of a Savings Account and a CD helps you earn more green! 
Green Savings Duo = 0.50% APY* Savings Account + 0.65% APY* CD 
  

Savings & CDs

Ready to start an emergency fund or save for a special goal like a wedding or mortgage down payment? Whatever your reasons, it’s never too soon to start saving. Dieterich Bank offers a variety of savings accounts, from Money Market Plus to Christmas Club and Health Savings, to help you start building a nest egg today! If you have children under 12 years old, our Super Green Savers account may be perfect for them!

Whichever one you choose, when you open a CD account or other savings account here, you can count on genuine customer service from a true community bank. At Dieterich Bank, our friendly employees are ready and eager to help you reach your financial goals. For more than a century, we’ve overcome obstacles like the Great Depression and continued to grow and thrive because of our commitment to supporting our communities through innovation, technology, and excellent service. 

If you’re searching for “savings accounts near me,” we hope you’ll check us out. With nine branch locations in Central and Western Illinois, as well as online and mobile banking for wherever you go, Dieterich Bank offers the hometown touch of a community bank with the cutting-edge technology you’re looking for.

Need help finding the best bank savings account for you? Contact us today or visit your nearest branch in Dieterich, Teutopolis, Effingham, Newton, Lake Sara, St. Elmo, Belleville, Red Bud, or Edwardsville, Illinois.