Are you dreaming of a new home? Why not wake up, and live in it?
With a loan from Dieterich Bank, you can!
What type of loan are you interested in?
Keep your payments the same, for the entire life of your loan.
|This traditional fixed-rate mortgage has a constant interest rate and monthly payments that never change, so you will always know what to expect.*
||If you need 100% financing, this Guaranteed Rural Housing Loan may be a great option.||Limited income or less than perfect credit? This loan has less stringent credit and income requirements than those of conventional loans.||VA loans are
designed to help qualified veterans, reservists and active duty members
finance their homes.
If you do not want to see adjustments in your mortgage payments, this is the loan for you. Conventional loans are a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then ARM loans are usually cheaper. *Your escrow payment may go up or down depending on the change of your tax and insurance assessment.
|The USDA mortgage program requires no down payment, and offers a fixed rate mortgage that is USDA-guaranteed for those who qualify. This is designed for borrowers in rural areas who do not have the solid credit needed to qualify for a standard home loan. Also, your closing costs may be included in the loan.||Backed by the Federal Housing Administration (FHA), this loan allows your down payment to be as low as 3.5% of the purchase price. Closing costs can also be bundled with the loan amount. These loans require specific criteria to qualify. If you are interested in finding out if you meet the criteria, contact our loan officers today!||The Department of Veterans Affairs backs VA loans, and does not limit them to first time home buyers. VA loans offer 100% financing with no monthly mortgage premiums. Your funding fee may be financed, and closing costs can be gifted. These are limited to primary residences.|
Are you ready to buy land or start building your future home?
|You found the perfect location for your future home, so let us help you purchase the land.||Our competitive construction rates will make financing your building process the easiest choice you have to make.|
|With land-only financing, you can secure your perfect location while taking your time to customize your future house plans. In the meantime, create as many Pinterest boards as you would like.||During the construction period, interest is charged only on the funds that have been disbursed. When the project is completed, we will look at the best long term loan option for you.|
Planning a big project or have unexpected expenses? Your home can help!
Needing an unconventional mortgage? We can help!
Potentially lower your interest rate and monthly mortgage payment by refinancing your mortgage with Dieterich Bank!
- Lower interest rates = lower monthly payment
- Shorter term = pay off your mortgage sooner (EX: Replace your 30-year mortgage with a 15-year loan.)
- Lower interest rate and lower term
- Switch from an adjustable-rate mortgage to a fixed-rate loan, or vice versa if it fits your situation better.