About Our Effingham Branch


510 W Fayette Ave
Effingham, IL 62401

Lobby Hours
M-F  8:00 AM - 4:00 PM
Sat  8:00 AM - 12:00 PM

Drive Thru Hours
M-Th  7:30 AM - 5:30 PM
F  7:30 AM - 5:30 PM
Sat  8:00 AM - 12:00 PM

Welcome to Dieterich Bank – Effingham Branch, located next to Niebrugge Furniture and across from the Effingham Fire Station. You can also see us catty-corner from the Kirby Foods IGA Plus – so we fit easily into your next grocery run! 

People know Effingham for The Cross at the Crossroads – second biggest in North America – and we take pride in doing big things for our community, too, since opening our doors in 2008. It starts with caring about all the little details, like really getting to know you and finding ways to make banking easier for your busy days. Our personal approach is our way of saying we have your back at every age and stage! That includes looking out for the place we all call home by supporting our local economy and causes with our fellow Effingham branches.

Of course, living in the moment is just as important as your future. What do you want out of life right now – a degree, or a growing business? A forever home for new memories? Our friendly personal and business lenders will help you live life to the fullest, while making your payments fit your budget.

Come inside – it’s easy to park right by our building and we love to see you. In a hurry? Use our convenient drive-thru, ATM or Online and Mobile Banking. We’re here for all your financial needs, so just tell us how we can help with a new account, loan, anything!