A joyful mother with a young boy on her lap as she is making a mobile check deposit.

Welcome to Green Checking!

 Everyone uses their checking account differently.
That is why we have three options to meet your needs.  

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Free Green

 Now Green

Get Green

Say hello to our super-simple, no-nonsense, completely free checking option. If you’re into things like
no minimum balances and no service fees, this account is your new best friend! 
Keep a higher balance, want to earn interest, but do not use ATMs or debit cards frequently.
Get while the getting is good!
This account gets maximum performance with high interest and ATM refunds.

Benefits Unique to This Account:

Unlimited checking with no monthly fees and no surprise hidden charges. Free really means free!

Earns interest with no monthly fees as long as your balance stays above $1,000

Earns Interest & Refunds ATM fees*
Minimum to Open:
Refund ATM Fees No No Yes*

APY* Earned


0.15% APY

  • Earn 3.0% APY on account balances $1.00 - $10,000.
  • Earn 0.31% APY on additional balances OVER $10,000.
  • Earn .10% APY on all balances if qualifiers are not met
Online Banking
Online Bill Pay
Mobile Banking
Direct Deposit
Telephone Banking
Debit Card Available
Overdraft Protection 
Available with savings. Free to add to account. $5 each use.
Available with savings. Free to add to account. $5 each use. Available with savings. Free to add to account. $5 each use.
Check Writing Unlimited Unlimited Unlimited

To Qualify:

Minimum Age 
16  16
Keep balance over $1,000
Per Monthly Cycle:
  • Have at least 10 debit card transactions post and settle (Excludes ATM transactions)
  • Receive e-Statements
  • Access Online Banking at least one time per qualification cycle
  • Maintain a positive average daily balance for the qualification cycle 
  • View Cycle Dates

Welcome to Green Checking!

At Dieterich Bank, we understand that everyone uses their checking account differently. From free and unlimited checking to checking accounts with interest, our Free Green, Now Green, and Get Green checking accounts offer three great options to meet a variety of needs.

The one thing all of our checking accounts have in common is excellent customer service. When you open a checking account with Dieterich Bank, you’ll find friendly employees who are ready and eager to help with your banking needs. Since 1909, we’ve been a dedicated community bank committed to innovation and growth that meets the needs of our customers. 

If you’re searching for “checking accounts near me,” we hope you’ll give us a try. With nine branch locations in Central and Western Illinois, as well as online and mobile banking for wherever you go, Dieterich Bank offers the genuine service of a community bank with the cutting-edge technology you’re looking for.

Need help deciding between our free checking and interest checking account options? Contact us today or visit your nearest branch in Dieterich, Teutopolis, Effingham, Newton, Lake Sara, St. Elmo, Belleville, or Red Bud, Illinois. Our knowledgeable staff can help you find the best account to meet your needs.

More Links
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Savings Accounts
Instant Issue Debit Cards  Mobile Banking Reorder Checks Bank & ATM Locations

Get Green Checking is available only for residents of the following Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington.

*APY=Annual Percentage Yield. APYs accurate as of 11/15/2016. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3%; and (3) balances over $10,000 earn 0.31% interest rate on portion of balance over $10,000, resulting in 3.00% - 0.31% APY. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to an account and settle . ATM-processed transactions do not count towards qualifying debit card transactions. **ATM receipt must be presented for reimbursement of an individual ATM fee of $4.99 or higher. ATM reimbursement cap is $30 per cycle .