A joyful mother with a young boy on her lap as she is making a mobile check deposit.

Welcome to Green Checking!

Everyone uses their checking account differently.
That is why we have four options to meet your needs.  
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Basic Green

 Now Green

Extreme Green Student

Extreme Green

This eStatement-receiving account gives you unlimited checking with no monthly fees and no surprise hidden charges.
Maintain a $1,000 balance, and your money earns more money for you! That’s it, no extra hoops.

For young adults age 14-22, this interest earning account offers rewards and convenience that students need.7

Go above and beyond what you would expect from a checking account, with rewards ranging from cell phone protection to extra savings at local stores.
APY4 Earned

ATM Fee Refunds

0.08% APY
0.10% APY

up to $12
  • Earn 4.00% APY on account balances up to $10,000.5
  • Earn 4.00% - 0.20% APY on additional balances OVER $10,000.5
  • Earn 0.10% APY on all balances if qualifiers are not met.5 
up to $15
Secure access 24/7
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Online & Mobile Banking
Plus: Online Bill Pay and Mobile Check Deposit
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Instant Issue Debit Card
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BaZing Savings1

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Cell Phone Protection1,2

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ID Theft Aid1,2

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Roadside Assistance

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Health Savings Card

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$10,000 Travel Accidental Death Coverage1,2

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Monthly Qualifications to Receive Rewards:
Initial Deposit to Open

Monthly Fee



$5.00 (if balance falls below $1,000)



  • Have at least 10 debit card transactions post & settle (Excludes ATM transactions)
  • Access Online Banking at least one time
  • Maintain a positive average daily balance
  • Receive direct deposit or recurring ACH debit
  • Extreme Green Cycle Dates are the last business day of each month


$6.00 (if balance is below $25,000)

Welcome to Green Checking!

At Dieterich Bank, we understand that everyone uses their checking account differently. From basic and unlimited checking to checking accounts with interest, our Basic Green, Now Green, Extreme Green Student and Extreme Green checking accounts offer three great options to meet a variety of needs.

Here’s what you’ll get with each account:
  • Online Banking - Access your account anytime, from any computer with Internet access.
  • Bill Pay - Decide which bills you want to pay and when.
  • eStatements - Skip the paper statement and go paperless with eStatements. 
  • Mobile Banking - Check balances, make transfers, pay bills, and deposit checks with your phone or tablet.
  • Instant Issue Debit Card - Receive your debit card at account opening and start using immediately.
  • Excellent Customer Service - When you open a checking account with Dieterich Bank, you’ll find friendly employees who are ready and eager to help with your banking needs. Since 1909, we’ve been a dedicated community bank committed to innovation and growth that meets the needs of our customers. 

If you’re searching for “checking accounts near me,” we hope you’ll give us a try. With thirteen branch locations in Central and Western Illinois, as well as online and mobile banking for wherever you go, Dieterich Bank offers the genuine service of a community bank with the cutting-edge technology you’re looking for.

Checking vs Savings Accounts

Like a savings account, a checking account is a personal deposit account. However, there are no limits to the amount of times you can withdraw from a checking account per month, making it the ideal companion for daily spending needs.

Need help deciding between our basic checking and interest checking account options? Contact us today or visit your nearest branch in Breese, Chester, Waterloo, Columbia, Dieterich, Edwardsville, Effingham, Lake Sara, Newton, Red Bud, St. Elmo, or Teutopolis, Illinois. Our knowledgeable staff can help you find the best account to meet your needs.

Extreme Green Checking and Extreme Green Student Checking are available only for residents of the following Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington.

1 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
3 Extreme Green offers up to $15 in ATM Refunds and Bonus rate of interest on qualifying balances $0.01-$10,000 if following qualifications met: at least 10 debit card transactions post & settle (Excludes ATM transactions), access Online Banking once during cycle, maintain a positive average daily balance, receive direct deposit or recurring ACH debit. Earns a Competitive Rate of Interest on balances above $10,000 and non-qualifying balances. Extreme Green Student offers up to $12 in ATM refunds.
4 APY=Annual Percentage Yield. Fees may reduce earnings. APYs accurate as of 09/06/2022. Rates may change after account is opened.
5 If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 4.00%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 4.00% - 0.20% APY. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to an account and settle. ATM-processed transactions do not count towards qualifying debit card transactions. ATM reimbursement cap is $15 per cycle.
6 $3 paper statement, waived with $5,000 minimum daily balance or if primary account owner is over 65 years of age.

7 Extreme Green Student requires a parent or legal guardian to be listed as a joint owner for minors between the ages of 14-17. See Banker for ID requirements. The month following the account owner's 23rd birthday, the Extreme Green Student account will be automatically transitioned to an Extreme Green checking account.