While our Extreme Green Checking Account is widely regarded as the best checking account in South Central Illinois, many of our customers are unaware of all it offers. As a checking account with rewards, it’s packed with benefits that rival premium subscriptions from larger, national banks.
Get Paid to Bank: High-Yield Interest with Rewards
As a high-interest checking account in Illinois, you can earn up to 4.00% APY* on balances of up to $10,000. To qualify, make at least 10 monthly debit card transactions and sign up for direct deposit or automated clearinghouse (ACH) debits. If you don’t meet these requirements in a particular month, you can still earn 0.10% APY on your balance.
We even include refunds on ATM fees of up to $15 per month, so you can bank with ease. It just takes a $25 initial deposit to open a high-yield checking account with us, and we’ll waive the $5.95 monthly fee as long as you maintain a minimum daily balance of $10,000. It’s also a checking account with rewards because all of our Extreme Green Checking Account members also receive a trove of benefits through membership in the BaZing discount network*. It’s how we offer a community approach to banking in South Central Illinois, with nationwide perks.
Cell Phone Protection That Pays You Back
Imagine having a checking account with cell phone protection for up to three phones (the account holder’s phone, plus two additional phones) for up to $800 per year in case of theft or damage. To qualify, just pay your phone bill with your Extreme Green Checking Account.
This coverage begins the first day of the calendar month following your first payment of your cell phone bill using your Extreme Green Checking Account. The additional two secondary phones must be listed on your cellular billing statement, and each phone must have been purchased by the eligible checking account holder. There is a $50 co-payment for each claim, with a maximum of two claims per year, $400 per claim, and $800 per 12 months.
Roadside Assistance When You Need It Most
With our checking account, you can earn interest and get 24/7 roadside assistance. This includes towing, lockout, flat tire, fuel delivery, battery service, collision assistance, and more. There is an $80 per-occurrence limit that you can receive up to four times per year. This is a direct benefit, which means you receive it immediately and won’t have to wait for reimbursement.
Identity Theft Protection & Restoration
Getting your identity stolen can be costly and time-consuming. Imagine having a team of identity theft experts who can help you recover your good name and credit. Our BaZing benefits include a $2,500 lifetime reimbursement for covered identity theft events, such as the expenses you incur as you reclaim your identity, plus access to fraud specialists who deal with card fraud and ID recovery.
Covered stolen identity events include the unauthorized or illegal use of your name, bank accounts, Social Security number, and similar personally identifiable information. If your payment cards are stolen, this service gives you access to a fraud specialist who can help you cancel and reissue your cards, plus offer guidance and next steps in protecting your finances. ID restoration services give you access to a fraud specialist who can guide you through the complex process of restoring your personal identity, credit rating, and legal integrity.
Travel Accident Insurance
If the account holder suffers an accidental death while traveling by a common carrier, their beneficiaries can receive $10,000 to help them with expenses as they get through the loss. This benefit is automatically included for each account holder, the loss of life from an accident while traveling as a private passenger in an automobile or with a licensed common carrier, such as an airplane, bus, taxi, or train. It would not cover work-related accidents covered by workers’ compensation insurance..
Prescription, Vision & Hearing Discounts
The cost of healthcare can be expensive, even if you have health insurance. That’s why our Extreme Green Checking Account includes a BaZing Health Savings Card that you can use to save money on your out-of-pocket healthcare expenses. Benefits include preferred prescription pricing, eye care, and hearing services at participating providers. These benefits aren’t the same as health insurance, and they can’t be combined with your primary health insurance, but the discount card does give you the option to choose between your health coverage and the discount card based on the price and additional factors.
Local and National Retail Discounts with BaZing
Imagine saving money on dining, shopping, travel, and more with national and local discounts. The BaZing app makes it easy to find offers in your area, whether looking for a local place to eat or planning a trip. You can also use the BaZing website to search by ZIP Code. It’s perfect for families, students, and local adventurers who might want to check out a new restaurant or merchant and save money at the same time.
How to Activate and Use Your BaZing Benefits
Tapping into your BaZing benefits is easy. Visit BaZing.com or download the app to your phone. Log in with your bank account information and benefit from these discounts, protections, and coverage.
Don’t Miss Out—Put Your Checking Account to Work
We bet you work hard for your money, so we believe your checking account should work for you. That’s why our Extreme Green Checking Account offers a high interest rate and real-life benefits that you can use when you open an account and log in to BaZing.
If you’re already one of our Extreme Green customers, we encourage you to log into your BaZing account as soon as possible. You might be missing out on a discount from your favorite merchant or restaurant, so why not start saving today?
New to Dietrich Bank? Open an Extreme Green Checking account today. You can also contact us, or visit one of our locations to get the best checking account in Central Illinois!
*Disclosures:
APY=Annual Percentage Yield. APYs accurate as of 10/1/2024. Rates may change after account is opened. Fees may reduce earnings. Interest will be tracked and reported as required to the IRS. Minimum to open is $25.
$3 paper statement fee applicable to all checking accounts and Extreme Green Savings, unless $5,000 minimum daily balance is maintained or if primary account owner is over 65 years of age.
Only one Extreme Green Checking and Savings allowed per tax ID number. Monthly qualifications for refunds and bonus interest: at least 10 debit card transactions post & settle each cycle, receive direct deposit or recurring ACH debit.
Extreme Green Checking: If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 4.00%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 4.00% – 0.20% APY. (4) If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to an account and settle. ATM-processed transactions do not count towards qualifying debit card transactions.
If the above requirements are met in the statement cycle, ATM fees up to $15.00 will be credited to your account on the last day of your cycle. To request reimbursement for charges not previously refunded, contact the bank no later than 30 days after the statement cycle where the reimbursement was applicable.
Extreme Green Checking are available only for residents of the following Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington.
BaZing: Subject to the terms and conditions detailed in the Guide to Benefits(Opens in a new Window). Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
