commit to keeping your money safe & growing
4.00% APY* 4-Month CD Special
Lock in your earnings with this limited-time 4.00% APY* CD Special. This special is ideal for when your CD matures, or if you’re looking for a place to maximize earnings on available cash.
A short term cd with a strong rate
Our 4-month CD gives you:
- 4.00% APY*
- A simple, predictable return
- FDIC-insurance for peace of mind
It’s a smart option for savers who want to earn more now while keeping future options open!
Visit your local branch to open your CD today!
Local Banking. Competitive Rates.
Dieterich Bank proudly serves Monroe County with trusted local service and strong deposit options. Keep your money local and benefitting your community while still earning competitive rates.
not ready to tie up your money?
You can still earn up to 4.00% APY* with our high-yield checking and savings accounts—no CD required.
Start Earning 4.00%APY* Today!
Visit a Dieterich Bank branch or contact a retail banker to learn more about our 4.00% APY* CD Special or our 4.00% APY* Extreme Green Checking & Savings Accounts!
Waterloo Branch1405 N Illinois Rte 3 Waterloo, IL 62298 | Downtown Waterloo Branch101 N Main St. Waterloo, IL 62298 | Columbia Branch218 N Main St. Columbia, IL 62236 |
*APY=Annual Percentage Yield.
CD Special:
Rate accurate as of 2/1/2026. Minimum opening balance and minimum to obtain disclosed APY is $4,000. The term of the CD is 4 months and will automatically renew into a 3-month CD at maturity. Early withdrawal penalties may apply, and fees may reduce earnings. Interest is compounded monthly.
Extreme Green Checking & Savings:
APYs accurate as of 10/1/2024. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $25.
$3 paper statement fee applicable to all checking accounts and Extreme Green Savings, unless $5,000 minimum daily balance is maintained or if primary account owner is over 65 years of age.
Only one Extreme Green Checking and Savings allowed per tax ID number. Monthly qualifications for refunds and bonus interest: at least 10 debit card transactions post & settle each cycle, receive direct deposit or ACH.
Checking: If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 4.00%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 4.00% – 0.20% APY. (4) If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to an account and settle. ATM-processed transactions do not count towards qualifying debit card transactions.
If the above requirements are met in the statement cycle, ATM fees up to $15.00 will be credited to your account on the last day of your cycle. To request reimbursement for charges not previously refunded, contact the bank no later than 30 days after the statement cycle where the reimbursement was applicable.
Savings: Primary owner must be primary owner on Extreme Green Checking to qualify. If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of the monthly statement cycle; (2) balances up to $20,000 receive APY of 4.00%; and (3) balances over $20,000 earn 0.20% interest rate on portion of balance over $20,000, resulting in 4.00% – 0.20% APY. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. ATM-processed transactions do not count towards qualifying debit cards transactions.
