Securities and advisory services offered through Commonwealth Financial Network®, Member www.finra.org / www.sipc.org, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency. This communication is strictly intended for individuals residing in the states of [fill in the states in which you’re registered]. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA- insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested.