Rates

Rake in Earnings with Dieterich Bank's Fall CD Specials

37-Month Term Earns 1.50% APY* or

61-Month Term Earns 2.01% APY*

$500 minimum deposit to open account and to obtain the stated rate of return.

Rates available from October 7, 2016 through December 16, 2016.


Rates effective as of December 2, 2016, 2016. APY=Annual Percentage Yield. APR=Annual Percentage Rate.


Prime Rewards (Monthly) 1

TierRate APY Minimum Balance
$1 - $10,000 2.96% 3.0% $25
Balances over $10,000 0.31% - 2.96%0.31% - 3.0%$0
All Balances

(if requirements are not met)

0.10%0.10%$0

Personal Savings (Quarterly) 3 , 5

Tier RateAPYMinimum Balance Penalty
$0 - $4,9990.15%0.15%$25.00$3.00 fee if balance below $25
$5,000 - $24,9990.20%0.20%N/AN/A
$25,000 - $99,9990.25%0.25%N/AN/A
$100,000 + Balance0.37%0.37%N/AN/A

Business Savings (Quarterly) 2 , 3 , 5

Tier RateAPYMinimum Balance Penalty
$0 - $4,9990.15%0.15%$100.00$3.00 fee if balance below $100
$5,000 - $24,9990.20%0.20%N/AN/A
$25,000 - $99,9990.25%0.25%N/AN/A
$100,000 + Balance0.37%0.37%N/AN/A

Money Market Plus (Monthly) 3 , 5

TierRateAPYMinimum Balance Penalty
$0 - $24,9990.15% 0.15% $1,000$5.00
$25,000 - $99,999 0.20% 0.20% N/AN/A
$100,000 - $499,9990.30% 0.30% N/AN/A
$500,000 + 0.45% 0.45% N/AN/A

Health Savings Account (Monthly) 3 , 5

TierRateAPY
$0 - $4,9990.20%0.20%
$5,000 - $9,9990.30%0.30%
$10,000 +0.50%0.50%

Deposit Accounts (Monthly) 3 , 5

AccountRateAPY Minimum Balance Penalty
NOW Account0.15% 0.15% $1,000$5.00
Dream Team Account0.30% 0.30% $2,500 $5.00

Christmas Club Account (Annually) 3

AccountRateAPY Minimum Balance Penalty
Christmas Club Account0.60% 0.60% $2 min/$10,000 max N/A

Certificates of Deposit (CDs) 2 , 4

TermRateAPYMinimum Balance Penalty
7 - 31 Day 0.15% 0.15% $10,000 7 Days
3 Month 0.25% 0.25% $2,500 3 Months
6 Month 0.35% 0.35% $1,000 3 Months
12 Month 0.50% 0.50% $500 3 Months
18 Month0.70%0.70%$5009 Months
24 Month 0.75% 0.75% $500 9 Months
30 Month0.90%0.90%$50012 Months
36 Month1.00% 1.00% $500 12 Months
48 Month1.55% 1.56% $500 12 Months
60 Month 1.70% 1.71% $500 12 Months

Individual Retirement Accounts (IRA)

Account RateAPY
Individual Retirement Account0.45% 0.45%

Mortgage Rates

Please note that the interest rates listed on the homepage and on this disclosure page are available to qualified borrowers only and are subject to change at any time without notice. APR is based on a $100,000 mortgage loan with a 20% down payment.

Example: $100,000 Mortgage Loan (20% down payment)

TypeRateAPRMonthly Payment
15-yr Fixed 3.500%3.617%$717.36
30-yr Fixed 4.125%4.223%$488.12

1 APY=Annual Percentage Yield. APYs accurate as of 11/15/2016. Rates may change after account is opened. Fees could reduce the earnings on the account. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $30 and credited to account on the last day of monthly statement cycle; (2) balances $1 up to $10,000 receive APY of 3.0 %; and (3) balances over $10,000 earn 0.31% interest rate on portion of balance over $10,000, resulting in 3.0% - 0.31% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. **ATM receipt must be presented for reimbursement of an individual ATM fee of $4.99 or higher.

To earn your rewards, simply do the following activities and transactions in Prime Rewards Checking each monthly qualification cycle: Have at least 10 POS debit card transactions post and settle (excluding ATM transactions), Receive a monthly Electronic Statement (must have a valid e-mail address), and Access Online Banking at least one time per qualification cycle (www.dieterichbank.com).


2 We are not accepting financial institution's deposits at this time.

3 Rates may change after account is opened.

4 A penalty will or may be imposed for early withdrawal

5 Fees could reduce the earnings on the account.